Term Loans
Explore term loan options with structured repayment and fixed monthly payments. Program materials provided by Second Chance Financing reference rates from 5.49% to 14.99%, depending on personal credit strength.
Certain programs may require 700+ personal credit scores across all three bureaus and two years of personal tax returns showing at least $50,000 in taxable income.
Requirements, rates, terms, and approval are subject to the specific program and underwriting.
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Share your goals and challenges, and we respond with a clear, personalized plan that explains next steps, timelines, and how our program can support your homeownership journey.