Financing Options Beyond the Traditional Box
More than home financing — funding for your business, your next deal, and your next chapter.
Second Chance Financing helps business owners, entrepreneurs, and real estate investors explore funding paths built around their actual situation — not just a credit score.
Creative Home & Seller Financing
Non-traditional paths to homeownership.
Business Loans & Working Capital
Fund day-to-day operations and growth.
Startup Funding
Capital to turn a plan into a business.
Investor & Fix-and-Flip Funding
Capital for rehab and resale projects.
Self-Employed & Alt-Doc Options
Programs built for non-traditional income.
Credit-Challenged / Subprime Options
Solutions when your score isn't the whole story.
Business Funding
For Business Owners & Entrepreneurs
We help business owners explore funding options suited to where the business is today — and where it's headed next.
Startup capital
Working capital
Business expansion
Equipment financing
Business lines of credit
Inventory and operational expenses
Marketing and growth capital
Debt consolidation / refinancing, where available
Other qualified business purposes
Established or just starting out
Whether you're running a business with years of revenue or launching something new, our goal is to help you identify programs that may fit your current situation and future plans.
Real Estate Investor Financing
For Real Estate Investors
Capital for investors building, renovating, or growing a rental portfolio — whether it's your first deal or your fiftieth.
Fix & flip financing
Rental property financing
DSCR loans
Investment property purchases
Property renovation / rehabilitation financing
Real estate portfolio growth
Financing for new and experienced investors
New to investing?
We especially want to reach first-time real estate investors who need help understanding their options and getting a project ready for financing.
How We Evaluate Funding
A Flexible Funding Approach
Not every borrower or business fits the traditional bank model. We look at the full picture, including:
✓ Business structure / entity
✓ Business revenue
✓ Intended use of funds
✓ Real estate investment experience, when applicable
✓ Time in business
✓ Requested funding amount
✓ Personal / business credit profile
✓ Property and deal information, for real estate transactions
You don't need to know which financing program fits before reaching out. Tell us about your situation, and we'll help identify the type of funding that may be appropriate.
Let's Find the Right Path to Funding.
A client doesn't need to arrive with the answers. Share where things stand, and we'll walk through the options together.
Justin Peterson
Financing is subject to program eligibility, underwriting, and approval. Terms and availability vary.